What are the Most Frequently Asked Questions People Ask About Jewelry Insurance?

People have questions about engagement ring insurance, as well they should. Below we have compiled a list of questions people want clarified when buying insurance for their engagement ring.

FAQ

What is the distinction between a premium and a deductible?

A deductible is the amount you pay out of pocket for damages or replacement before your insurance company gets involved. The premium is the price of the insurance, usually expressed as a monthly (in less common cases, annual) cost.

Is there any way to lower the premium?

The policy is priced for risk factors and the rates are being fine-tuned based on information obtained during the application. There are no established discounts for the policy, because the premium can refactor when you make a change to your policy at any time.

Although there might be certain ways to reduce the cost by reducing the possible risk factors (such as having a safe at your home), but they will have to be discussed thoroughly with your policy provider.

Can I insure more than one piece of jewelry?

Of course. You can insure multiple items up to a point right from the start or add new items to your current policy when you start building up a collection of your own, say, of designer shoes and bags. You will pay more for each additional component.

What if my ring is a custom piece or family heirloom?

This will vary depending on your insurance policy and whether you have coverage that compensates you for replacement or a cash payout. Make sure you talk about these kind of details with any potential policy providers before you decide.

What if my ring is upgraded?

If the jewelry is subsequently upgraded, the customer is required to submit a new appraisal with the new item description so the item is properly insured.

The warranty is only as good as its appraiser and if ever you have to make a claim on your beloved piece of jewelry, the appraisal is your assurance that you are reaffirming value or replacing the item for its rightful worth.

Do I need to get my engagement ring appraised?

And since it has probably appreciated in value from the time you bought it, remember to have your ring reappraised every two to three years just for insurance purposes.

Most legitimate appraisers will keep a copy of your original appraisal to work from, instead of starting all over (which also cuts down on fees). To be extra safe, you can bring a copy of your original appraisal in case they do not keep records for that many years.

What Are the Benefits of Working with a Local Custom Jeweler One-on-One?

There are countless advantages in buying local and it certainly applies to doing business with local jewelers and local jewelry stores.

When you are purchasing fine jewelry (especially something like engagement rings you plan to wear for a lifetime), you want to feel confident that you are getting the best quality for the best price. If you’ve already begun your search for an engagement ring you know this is no small feat.

As a local Santa Fe NM jewelry design studio, our main goal is to assist you in making the custom ring of your dreams a reality, from scratch, while having a completely hands on experience of working with your neighbor.

We love working with local jewelers, and these three can help you know why, not only for the added benefits of doing so, but also for the risk reduction while shopping for fine jewelry online.

Local Jewelry Stores - The Benefits

For those who decide to shop for their engagement ring in a local jewelry store or have one designed by their local jewelry designer there are feelings and experience that come with it not just stuff. You get to see and touch rings in person.

It’s not just a chance to check the quality, you can see exactly which metals, stones, and finishes you like. Should you choose to collaborate with a local custom jewelry designer like us, you have a lot of say in the creative process, and can even be as involved as you want to be.

Purchasing a custom ring is like purchasing a car or a home and not like buying clothing so of course you are going to have millions of questions! You will also be able to ask all the questions and get instant answers from our jewelers when you are shopping for a custom ring in person. You can sleep soundly in the knowledge of exactly how the process operates.

Even better, there is the added value of working with your local jeweler; you are also supporting the community while fostering more personal local relationships. You build a relationship and get a personal experience.” At Luna Felix Goldsmith we believe in client relations.

How Safe is Jewelry Online Shopping?

There are so many clear advantages to shopping online.

It’s quick, easy, and efficient. But your participation is not like buying a book online. It’s a major life purchase.

There is the gift you make yourself, and it’s something special that takes time and attention. When you buy online, you can’t really see how high-quality the ring is just by looking at photos of it.

The custom rings are very nice and detailed but a pic on a computer screen is not going to do justice to the artistry that goes into every cut, lining, and design.

·         First, for all of you preparing to order a ring online, chances are, it either arrives and isn’t the quality you were hoping, not comfortable, doesn’t look like what you thought, or simply isn’t the style for you.

·         Second, everything is on the internet. The ring you purchase could have an inferior stone or arrive broken. It is essential that you only look for rings in a reliable place. And you don’t have a personal connection to the business from which you bought your ring, so it’s difficult to get anything fixed or polished.

·         Third, you won’t have the support or guidance of a professional jeweler. We all know that you are looking for something specific that you can’t quite seem the find on the internet or if that doesn’t seem to be your issue, maybe you can’t even begin to narrow down exactly how you want your custom ring to look like; which is where a custom local jewelry designer can be a real-life savior.

Online stores probably aren’t going to custom-design rings, especially if it’s from scratch. A custom jeweler in her area can help ensure that her perfect stone, size, shape and cut is part of her dream engagement ring.

Final Thoughts

Yes, it's really tempting (believe us, we understand), but just save your money now because chances are, that well-priced, fly-by-night online site is going to take your money and run.

The benefits are not worth the heartbreak if the ring doesn't deliver as you imagined. When you choose a local jeweler, like Luna Felix Goldsmith, a local Santa Fe jewelry store you are not only benefitting your community, but you are also preparing yourself to be successful.

Is It Better to Buy an Engagement Ring Online or In-Store?

When you’re buying an engagement ring, there are essentially two routes to take: buy from a brick-and-mortar store or buy online.

Both present their own potential positives and negatives; being aware of these can help you choose the one that is best for your individual wants and needs. In this article, I’ll be covering the Pros and Cons of buying an engagement ring online vs. in-store.

Pros & Cons of In-Store Purchase of Engagement Ring

As alluring as online options may be, there's no doubt the in-store experience still has something special to offer. Let’s READ THE PLUSES AND minuses OF SHOPPING IN PERSON.

Pros

Physical Inspection

Shopping in-store also gives you the opportunity to touch, feel, and try on various rings so that you know what kind of quality, design, and fit that you’re getting. Additionally, having the ring in your possession can be exciting and help you feel secure about your upcoming big day. You can get right up and look at a diamond and see how the stone sparkles and fires, and be sure there are no inclusions.

Expert Guidance

Experienced jewelry makers and sellers can help reply to questions, clarify diamond grading, and present styles that are derived from your budget and preferences. This knowledge can be essential, especially for first-time buyers. And, it can feel magical and inspiring to personally receive the care and attention of an expert when you are making one of the most meaningful jewelry choices of your entire life.

Immediate Gratification

Many stores allow you to walk out with your preferred ring that same day (with in person purchases), eliminating the wait time of shipping online. Especially if you're on a tight timeline for the engagement, this instant gratification can sound pretty appealing.

Cons

Limited Selection

A few brick-and-mortar shops might not offer as nice of a variety as online stores, limiting what’s available to you. You could miss out on a one of a kind style or a particular kind of diamond if you don’t know enough to ask about other options.

Time-Consuming

Shopping in person to locate the ideal ring involves carving out time and can often involve a long commute if you don’t live close to a store. Plus, it may be time consuming, particularly during peak times, to make appointments and wait for sales personnel to help.

Higher Price Points

Some in-store engagement rings may be more expensive because of the cost associated with the overhead expenses necessary for keeping a physical store.

These expenses can include rent, utilities, and overheads that can also be delivered to the consumer in the form of higher prices. The silver lining is that this isn’t something you’ll find at every store. Even at London Gold we have unbeatable prices with a brick-and-mortar store.

Pluses & Minuses of Buying an Engagement Ring Online

The investment in a diamond engagement ring — you know, that “month’s salary” marketing campaign evolved into two, then three, then — will support the mining of more diamonds.

Purchasing an engagement ring on the internet is a convenient way to shop in the digital age. But is it right for you? Let’s take a good look at the Pluses and Minuses to help you decide.

Pluses

Wide Selection

Online retailers have so many engagement ring choices that you can browse through a huge collection of styles, cuts and price points without ever leaving your house. You can explore infinite design possibilities without the restriction of space verifying a perfect ring to compliment your taste.

Convenience

Shopping for an engagement ring on the web brings the ability to shop and buy from the home, day or night. Whether you are a career person on the go or you like the informal style of home shopping, online retailers offer an easy shopping experience.

Information at Your Fingertips

Full descriptions, high quality photos and diamond reports make this selection one for an educated decision. You can read up on the 4Cs (cut, color, clarity, and carat weight) of diamonds and compare various styles with one another to make sure you find the best ring for both your budget and your tastes.

Minuses

Limited Physical Inspection

Online shops can offer good descriptions and clear images of the ring, but you can't see the ring or try it on before you buy it. Without feeling the ring yourself, you may struggle to evaluate the quality and workmanship of the ring and be unsure of how it will look or fit.

Less Personalized Service

First time buyers, or those who may be uncertain about certain aspects of the ring (quality of the diamond, available setting options, etc.) may miss a personalized touch and the expert guidance of a jewellery. And although some online retailers provide customer service via chat or email, it is not quite the same as the live experience.

Shipping Delays

Having to wait around for your ring to show up on your doorstep can add hassles and inconvenience to the buying experience. Although the majority of online sellers in charge of rush shipping, also fluctuations or problems in transit or processing can delay when your ring will show up. This can be particularly hairy if you have a specific proposal timeline in mind.

Selecting the Right One for You

There are a few things to consider when choosing between an in-store and online engagement ring purchase, including your budget, degree of convenience adds or your need for physical hands-on inspection. In-store shopping is probably the best option for shoppers who live for the personal touch and instant gratification. On the other hand, if variety is what you want and you don't mind an online transaction, buying online might be a better option.

Shop For Your Engagement Ring in Person at Luna Felix Goldsmith

At Luna Felix Goldsmith we have a wide range of quality and stylish rings to cater to every taste and budget, as well as your very own custom designed engagement ring.

For bespoke quality creation, cleaning and resizing at very affordable prices, vs the in-store experience with an expert, hands on approach, we're here help to help find that perfect ring to signify your love and commitment. Visit our selection and find the perfect ring for you at our store in Santa Fe, NM at 116 W San Francisco St # 208, Santa Fe, NM 87501.

Do I Need to Get Insurance on an Engagement Ring?

From the moment you say "yes," chances are you'll be rocking a shiny new addition on your left-hand ring finger—an accessory that needs to be protected.

Though engagement ring insurance may be the last thing on your mind during such a happy time, with great rings come great responsibilities, and you want to be covered if anything unexpected happens to the beloved rock. Whether you've left your engagement ring accidentally behind on the beach, lost a stone at the gym, or had your ring stolen, engagement ring insurance can offer financial protection and peace of mind when you need it most.

By definition, engagement ring insurance is a contractual means of risk management to protect you from financial repercussions in the event of physical loss, theft, or damage. The policies typically extend to all jewelry items submitted to the coverage scope and result in either replacement, repair, or cost reimbursement. Moreover, while anything that happens to your engagement or wedding ring is heartbreaking, knowing it's properly insured can help to soften the blow.

Here, we've compiled a comprehensive guide to engagement ring insurance and weigh in on what it takes to make sure you'll be able to enjoy your ring for years to come—no matter what life throws at your left hand. Continue for everything you need to know about getting your wedding rings insured.

How Much Should You Spend on an Engagement Ring?

Do You Really Need Engagement Ring Insurance?

Ultimately, it's up to you to decide if your accessory is valuable enough to require financial protection, but most experts agree any proposal piece is a good candidate. "If you’d be upset if your ring was ever lost, broken, or stolen, then it’s valuable enough to insure," says Krowiorz.

"If you think you would be devastated about the sentimental loss, afraid to wear other uninsured jewelry, or unable to cover the cost to replace the item, it would be wise to make sure your engagement or wedding ring is covered by insurance."

Unsure when to get your ring insured? Your soon-to-be fiancé or fiancée can insure the ring as soon as it's purchased and in their possession—much like you would insure a car prior to driving it off the lot.

You might not initially be thinking of anything happening to your precious and sentimental token, but the sooner it's insured, the sooner you'll be protected. The timeline can vary depending on the individual case, but, in general, coverage can be provided right away (after the application, appraisal, and sales receipts are submitted) or may take a few business days if subject to underwriting review.

There might be more to think about than just how to insure engagement rings. As soon-to-be newlyweds, you may want to consider ramping up your insurance coverage to account for expensive or hard-to-replace wedding gifts.

The Cost of Engagement Ring Insurance

Rate is determined by multiple rating variables and factors (like an auto or home policy) to provide a customized rate based on the individual risk characteristics.

These variables and factors include the value of your ring, where you live (and theft rates in the area), and whether or not your policy has a deductible. Premiums will always be higher for policies with lower or no deductibles.

Insurance typically costs one to three percent of the value of the item being insured, but can be outside this range based on individual risk characteristics.

So, on average, you can anticipate paying $1 to $3 for about every $100 your ring is worth. In theory, then, you can anticipate a premium of $100 to $300 a year for a $10,000 bauble.

How to Insure Your Engagement Ring

What happens if you lose your ring? If someone steals it? If it gets damaged? These are all the reasons why you should consider engagement ring insurance. Ahead, we provide a few tips to help you get the best protection and coverage.

Get your engagement ring appraised

You can't protect the value of your ring if you don't know its worth. An appraisal will account for all the key elements of value including carat weight, cut, color, clarity, and quantity of diamonds; types of metal and weight; shape and carat weight of other stones; and any distinctive markings, model numbers, or stamps.

Current retail prices in the regional market, origin of the materials used, and craftsmanship of the piece are also taken into account. Most insurance companies will require an appraisal for higher-value pieces (for example, rings worth $5,000 or more), while an invoice or receipt may be sufficient for less expensive items.

Having jewelry appraised at the time of purchase assures current market prices are reflected and distinct characteristics are accounted for.

Ensure you have a diamond certificate or grading report

If your center stone is around half a carat or larger, your jeweler will often provide a diamond certificate or grading report from an independent gemological laboratory like the Gemological Institute of America (GIA), the organization that founded the "4Cs" used to evaluate diamonds: color, cut, clarity, and carat weight. This assessment of quality—while not an appraisal—lists all of the measurements your appraiser will need to make the most accurate determination of value. (This detailed information can also help track down your specific diamond if it's ever stolen).

Research insurance companies and get a quote

Being adequately informed is of the utmost importance in deciding which insurance option or provider is best suited to your needs. Make sure to ask a potential policy provider important questions like:

·         Can you choose who repairs your ring?

·         If you're insured for replacement (instead of a cash payout), where can you purchase a new ring?

·         What happens if a suitable replacement cannot be found?

·         How will you need to prove the ring vanished if you make a claim?

·         Are there any circumstances that aren't covered?

·         Will you continue to be insured when out of the country?

·         Are you covered for damage or just loss and theft?

·         Will the policy adjust according to inflation?

·         What types of repairs contribute to the deductible?

Whenever you insure something valuable, the most important thing you can do is understand your policy thoroughly. As you get answers to these questions, you'll have a better sense of which provider can offer the best ring insurance.

Compare coverage pricing and options

Once you've done some research, your next step is to compare the options you've discovered. In most cases, you may be assessing the differences in coverage and pricing between two options: homeowner's or renter's insurance, or insurance through an independent company.

If you have homeowner's or renter's insurance, you can purchase an extension (also called a rider) that covers your engagement ring specifically. But, there is something to keep in mind: A jewelry claim filed against your homeowner’s policy could affect your entire policy.

So, if your engagement ring was ever stolen or lost, your premium could go up or your eligibility for your entire homeowner's policy could be affected at renewal.

If you don't have homeowner's or renter's insurance, you can take out a policy through an independent company that specializes in jewelry insurance like Jewelers Mutual. We encourage you to trust your home to your homeowner's or renter’s insurance specialists and your jewelry to the jewelry insurance specialists. Most homeowner's insurance policies do cover jewelry to some extent, but, in many cases, coverage is limited by situations covered, requirements to use jewelry replacement companies, and coverage value limits.

Be sure to have all the facts and information when evaluating insurance options, even if you're just choosing to add a rider to the current policy. Call your homeowner's or renter's insurance and ask for details—never just assume you’re covered.

Request a sample policy

Asking for a sample policy will allow you to see what's provided with your insurance coverage—and what isn't. This is extremely helpful when comparing policies, especially if you're stuck between two companies. Your sample policy may vary from your actual policy based on your location and the underwriting company issuing your insurance.

Ensure your appraiser has the right credentials

Find a reputable appraiser with sparkling reviews, preferably one who also holds a graduate degree in gemmology and is a member of a national appraisal society. (The GIA recognizes these associations.)

And make sure that the appraisal value is accurate and not inflated. Sure, you might be thrilled when the sparkler that cost your partner $2,000 appraises for double, but you could end up losing money in the long run. You'll pay a higher monthly premium for a ring that appraises for $4,000.

What Important Facts Do I Need to Know About Lab Grown Diamonds?

Lab Grown Diamonds have become increasingly popular in recent years and can be a great option when considering purchasing a diamond engagement ring. But then again, the concept might sound a little suspect.

A diamond that's termed ‘synthetic’ and professionally grown in a lab wouldn't, strictly speaking, dovetail with your ideas of romance. But spend a couple of minutes getting to know Lab Grown Diamonds. You might be surprised with this one.

We’re just used to the notion of a Natural Diamond.

It’s the way people have done things for thousands of years and there’s something really appealing to me about the commitment and the familiarity that comes with selecting a Natural Diamond.

Here’s what to think about when choosing between lab created diamonds vs natural.

What is a Lab Grown Diamond?

A lab-created diamond is one that is made in a laboratory setting. Scientists can now produce a diamond that visually looks like a diamond mined from the earth, has the same chemical and physical properties and can even be certified by GIA and made from of popular methods like Chemical Vapor Deposition (CVD) or High-Pressure High Temperature (HPHT).

Are Lab Diamonds Real?

Oh yes. Lab Grown Diamonds are real diamonds just as those that come from the earth.

They are graded for shape, size, color and clarity just as natural diamonds. Both of these Natural & Lab Grown Diamonds are of the exact same physical and chemical properties and both are accompanied by diamond certifications.

Lab Diamonds vs. Natural - What do the Experts Say?

To the naked eye, Natural Vs. Lab grown Diamonds are identical and have the same hardness and durability.

In 2018, the Federal Trade Commission acknowledged Lab Diamonds to be real.

But do lab created diamonds test as real? Yes.

In fact, The Gemological Institute of America, (GIA) “has been grading laboratory-grown diamonds since 2007.

Effective July 1, 2019, GIA Laboratory-Grown Diamond Reports and Identification reports no longer use the term “synthetic.”

The GIA Laboratory-Grown Diamond Report describes key characteristics of the laboratory-grown diamond with a plotted diagram, and includes a microscopic laser inscription on the girdle of the diamond for identification.

Lab Made Diamonds

Lab Diamonds vs. ‘Real’ Diamonds – What is the Difference?

Natural diamonds have minuscule nitrogen and Lab Grown Diamonds do not have any nitrogen. This is one of the markers gemologists are looking for when trying to tell whether a diamond is natural or lab grown.

Natural diamonds are created under the earth’s crust over millions of years, and then they are mined, cut and polished. A man made Diamond is subjected to the same conditions – in a laboratory!

Actually, the way Lab Grown Diamonds are made is a different type of intervention in nature and it reduces the grow time from millions of years to few months. Next, the Lab Diamond is cut and polished.

How are Lab Grown Diamonds Created?

Lab Grown Diamonds are also commonly known as man-made, synthetic, cultured or artisan. The interchangeable language can be confusing to a consumer.

However what each term is referring to is the same certified diamond, one that has been ‘grown’ in a Lab. Although on occasion you may hear Lab Grown Diamonds also referred to as CVD or HPHT – all this is doing is recognizing the method used to produce the diamond!

Lab Grown Diamonds are produced using either:

CVD Method

The initial process is chemical vapor deposition (CVD). A small diamond seed, called a “seed crystal,” is inserted inside a small chamber. Then the heated gases fill the chamber. As the gases get hot enough, layers of carbon start to build up on the seed crystal. The seed then grows into a square diamond crystal.

HPHT Method

The next process is High Pressure High Temperature (HPHT). This is designed to mimic the earth’s Natural Diamond making process. This natural graphite is then loaded onto a massive machine that crushes it under extreme pressure and high temperatures. Now the graphite becomes a diamond.

CVD vs HPHT Diamonds - What's the Difference?

With the naked eye you can’t distinguish a CVD diamond from an HPHT diamond. Both processes produce a real diamond that is chemically and physically quite similar to natural diamonds.

When it comes to grading Lab Grown Diamonds, the same 4 Cs: Color, Cut, Clarity and Carat are applied.

Just like the argument of Natural Diamond vs Lab Grown, the argument of which process is ‘better’ is complex. An experienced Jeweler can help you navigate these waters.

Are Lab-Grown Diamonds Good?

The answer is Yes.

A perfect cut, internally FLAWLESS diamond is very expensive and very rare regardless of whether it is a Lab Grown Diamond or a Mined Diamond.

Lab Grown Diamonds naturally contain different degrees of internal “inclusions” which are compared to fingerprints, and are therefore referred to, and graded by reputable gemological labs.

Lower Clarity-Graded Lab Grown Diamonds may have inclusions visible to the naked eye. The cut & color also plays a large role in the overall quality of a diamond as to whether it is excellent, very good, good, or poor.

Advantages of purchasing a Lab Created Diamond

Lab Created Diamonds cost around 30-50% less then Natural Diamonds, and can typically be 30-50% larger for the same budget, giving you a larger and a more brilliant stone.

The difference is indistinguishable to the naked eye when comparing a Lab Grown Diamond to a Natural Diamond of equivalent 4 C's attributes.

Lab Grown Diamonds possess the same physical, chemical and optical properties as Natural Diamonds, your stones will sparkle with all their glory.

Is Lab Grown More Ethical? Those who prefer Lab Grown Diamonds believe that the gemstones are more ethical as they suffer from no negative mining practices. But The Kimberley Process which was established in 2003, has indeed kept conflict diamonds at bay.

If you are not so much interested in the resale value of the diamond, then a Lab Grown Diamond is a great option to have to buy instead of a more costly Natural Diamond. In layman terms it’s called getting more bang for your buck.

Cons of purchasing a Lab Grown Diamond

A natural diamond comes in a rarity.

Overall, a natural diamond does better holding it's value than lab created, because there's finite supply. The law of supply and demand, it is presumed, operates as we learned in Econ 101, where increasing demand and a relatively fixed supply pushes up the value of the asset.

Some Real Grown Diamonds can be made; they might not be a good investment (because of this same value retention), and resale prices might continue to fall as the market becomes saturated.

A Lab Grown Diamond avoids the environmental and ethical problems associated with mining Natural Diamonds, but there are sustainability concerns with Lab Grown Diamonds too. A HPHT processed diamond hogs lots of energy…because you need a lot of heat to make a diamond. This CVD process uses as much energy as to power a home for month.

GIA Certified Man Made Diamonds

The GIA (Gemological Institute of America) is recognized as the leading authority in diamond certification worldwide. What is a Lab Grown Certified Diamond?

Because a Lab Grown Diamond is identical chemically to a natural Diamond, you will also receive this certificate.

GIA-certified diamonds are a coveted supply in the jewellery trade, signifying precision and accuracy in the grading of diamonds.

The GIA certification of lab-created diamonds (LG) starts with the submission of the stone then a comprehensive analysis by trained gemologists. The diamond's physical properties, such as carat weight, color, clarity, and cut, are evaluated in detail and identified with the aid of specialized features to ensure accuracy.

With the introduction of a high-quality report, complete with a GIA grading, for lab-grown gems, GIA will help consumers understand what they’re buying with the same information they can use to make a choice about a natural diamond, instilling confidence in the value of those products in the market.

Should I Get a Man Made Diamond Engagement Ring?

When picking a Lab Grown Diamond VS a Natural Diamond, there is no one right or wrong answer. The question is entirely up to you.

Take into account whether you care about resale value, your significant other’s preference and your budget.

Not sure about your decision?

Luna Felix Goldsmith are here to support you through these decisions. Please call (505) 989-7679, or E-Mail us using the online CONTACT US FORM for further details.

How Does Jewelry Insurance Work?

Imagine your favorite piece of jewelry disappeared or got destroyed beyond repair. How would you be feeling?

·         Heartbroken for sentimental reasons?

·         Crushed because there was no feasible way you could afford the cost of a new one or repair it?

·         Hesitant to wear or purchase fine jewelry again?

If you answered “yes” to some or all of these questions, jewelry insurance may be worth purchasing.

Jewelry insurance covers your jewelry when it has been damaged or stolen. Some policies also cover lost jewelry. Following is a collection of choices to assist you in your search for the right jewelry insurance for you.

Jewelry Insurance through Your Home Insurance

If you have homeowners, renters or condo insurance, those policies likely include some amount of coverage for jewelry - and more coverage may be available if you need it. Here’s how it works.

Personal property protection on a regular policy

Jewelry is covered by traditional homeowners, renters and condo insurance, and falls under the personal property section of your policy (just like the shirts in your closet or the couch in your living room).

These policies usually protect your stuff from theft and fire. But they typically won’t cover issues that aren’t included on the policy - for example, manufacturer defects or dropping your wedding band down a heating vent. And they typically won’t cover damage caused by floods or earthquakes, either.

There are some disadvantages to having your jewelry covered under your homeowners or renters’ policy.

·         For one, there may be a limit on what the insurer will reimburse you for stolen jewelry, say $1,500. So if you own jewelry that exceeds that value, your coverage may not be adequate.

·         Second, the insurance company will deduct your deductible from any claim payout. So if someone swipes your $1,500 bracelet, and you have a $1,000 homeowners insurance deductible, you will receive just $500 from your insurance company.

·         Lastly, a claim on a stolen or damaged piece of jewelry can result in increased policy premiums.

Consider this if: You have very little jewelry or the pieces you have aren’t valued above your policy’s jewelry sublimit.

If your current policy’s jewelry limit is insufficient to protect what you have, you may be able to purchase one of the below types of additional coverage from your homeowner insurer.

Blanket coverage

Blanket coverage increases the cap on what your policy will pay for a certain kind of valuable, like jewelry.

For instance, while the standard policy could cover just $1,500 for stolen jewelry, if you layer in blanket coverage, the coverage limit might increase to $5,000 or higher. Per account limits may also exist.

Depending on the insurer, blanket coverage might also broaden what your policy will pay for, such as situations when jewelry is lost or misplaced. Some companies give blanket coverage, with no deductible.

Consider this if: You have a jewelry collection, but none of the pieces are particularly valuable.

Scheduled personal property coverage

When you “schedule” an item of jewelry, you are purchasing specific coverage for that item. You may have, for example, nothing of value in the way of jewelry but your $5,000 engagement ring. Rather than purchasing blanket coverage for a collection you don’t own, you only need to insure the ring.

Unlike with a standard homeowner or renters policy, coverage for scheduled personal property may apply if you, for example, lose a bracelet while traveling or drop a ring down a drain. There’s often no deductible.

You might need to provide an appraisal (a professional estimate of the item’s value) to purchase this coverage.

Consider this if: You have one or more individual pieces that are worth more than your homeowner’s policy’s cap for jewelry.

Jewelry insurance from a specialty company

The companies that specialize in insuring jewelry typically provide broader coverage than your homeowners’ (or renters’) insurer.

For instance, these could include preventive maintenance like stone tightening or a clasp change. They have also paid out for jewelry lost in a flood or an earthquake.

Many stand-alone jewelry policies cover your items on an “all risks” basis, which means they pay for damage from just about everything except the things that are specifically excluded. Here are a few events that jewelry insurance is often unlikely to cover:

·         Defects in the manufacturer.

·         War or nuclear perils.

·         Wear and tear.

·         Damage caused by vermin such as rodents.

·         Loss or damage caused by any deliberate act.

Purchasing a jewelry policy from a specialty company means if you have a claim, your homeowners or renters insurance won’t become more expensive.

A number of these policies are “repair and replace” policies which reimburse your jeweler after a claim. That can be a good option to have if you know you want to replace a lost piece, but repair-and-replace policies offer less flexibility than a cash payout.

Get this if: You don’t want your home insurance rates to be affected by jewelry claims and you intend to buy subsequent pieces if lost or stolen.

What is the cost of jewelry insurance?

Every stand-alone jewelry insurance policy (policies sold separately from homeowners’ insurance) I researched charged 1% to 2% of the value of each item. There are several factors that can impact the cost of a policy are:

·         Your location.

·         The amount of property you are insuring, as well as the value of individual pieces.

·         The deductible.

If the policy will reimburse you for actual value (the cost of the lost item, minus depreciation) or replacement value (the cost to replace that item today). Third alternative In very few cases there can be a third way. Some companies allow you to insure heirloom pieces or other hard-to-replace jewelry on an agreed value basis, under which the insurer pays the amount specified in the policy.

You might get a discount on jewelry insurance by:

·         Owning a home security system.

·         Keeping the jewelry out of sight in a home safe or safe deposit box at a bank.

·         Register the jewelry with a third party, Gemprint or Forevermark.

There are also plenty of companies that will give you a quote for jewelry insurance online or over the phone. Once you have a quote, your policy can start whenever you make a payment. One option is that you produce an appraisal or a detailed receipt in order to get coverage.

How does jewelry insurance work?

The way that jewelry insurance works is fundamentally like other kinds of insurance.

You pay the premiums, and the insurance company pays you (minus your deductible) if something happens to your jewelry, like if it gets damaged or stolen. But what that looks like depends a lot on the specific terms of your policy.

To be sure you’re not in for any unpleasant surprises, it is important to know what is covered, and how your insurer will pay you.

While many insurance companies will say they will pay for “repair or replacement” if a piece of jewelry is damaged or stolen, make sure to find out exactly how those payments will be made. Ask the company:

·         There’s a load of jewelry insurance questions on your cover policy and it’s important to know the answer to them:– Will the policy pay if I’ve damaged or lost my jewellery by mistake?

·         If I give or receive jewelry as a gift, will the policy cover it?

·         Is my coverage different when I travel?

·         Will the insurer pay me the cash value of an item that I lost, or will it pay a jeweler to replace it?

·         May I select my own jeweler for repairs, or replacement?

·         If I have a custom piece of jewelry, will my policy pay for a custom replacement, or do I have to settle for something “like-kind”?

·         Is it worth it to have jewelry insurance?

Final Thoughts

In the end, it’s a matter of how much is your jewelry worth to you.

If you’ve spent a good deal of money on your jewelry, and it’s the type of jewelry that has strong significance, then buying insurance to cover your investment would be a smart thing to do.

But if you wouldn’t feel compelled to replace your jewelry if it were lost or stolen, insurance may not be worthwhile even if the item holds great value.

You may also want to take into account how frequently you wear your jewelry. A copy of a painting that you keep in a closet is far less likely to be stolen or destroyed than a sculpture you display in your living room. And an engagement ring that you wear every day on your finger is more likely to be misplaced or damaged than a diamond necklace that resides in a bank safe for years on end.

How Do I Get My Future Fiancé’s Ring Size So I Don’t Spill the Beans About Popping the Question?

Congratulations, you're all set to ask the big question!

The ring, of course, is an essential part to any engagement proposal, but it can be difficult to get your partner’s ring size just right, without giving the game away!

Your honey’s engagement ring should slide on and off the finger with relative ease over the knuckle and then sit snugly at the bottom of the finger — not too tight, not too loose!

Scroll down for expert approved ways to surreptitiously find out your partner’s ring size, all without them even knowing.

Borrow a Ring

This traditional method is still the best way to get a perfectly accurate ring size for your partner. Start off by seeing what rings your loved one wears, especially on their left hand, because that's the closest comparison. When they’re not looking, stealth borrow it and either:

·         Trace exactly around the inside circumference on paper

·         Measure the borrowed ring directly using a printable ring sizer

If tracing is used, take your quality drawing to a jewelers and have your finger measured professionally in order to get the perfect size.

Recruit Friends or Family Members

This step is much easier if they have actually had something happen to them that makes the child in the backyard unavoidable.

Close friends and family members can be resources when attempting to determine the best ring size. Good friends and intimate friends such as parents, family members, and siblings could already know their ring size or could provide natural opportunities to find out.

Choose a person for help who can keep a secret and bring up the topic subtly. Keep those you include to a minimum to reduce the risk of inadvertently disclosing your plans.

Give a Ring for another Event

This strategy will take some advanced planning, but is an excellent time to figure out her size for her upcoming engagement ring. She buys a less fancy ring as a gift for the birthday … anniversary … no-reason-at-all gift.

You can either:

·         Ask their ring size when you are discussing a gift

·         Go jewelry shopping, have them try on ring after ring, plus a whole bunch of other jewelry to mix it up a bit. It would be cool to put them off the scent.

This not only confirms their exact ring size, but might also indicate their jewelry style when the time for engagement rings comes.

Team Up with an Engaged Friend

If you and your partner are good friends with a person who is engaged, you might subtly ask your engaged friend to let your partner try on their engagement ring. This method will provide:

·         An average size for reference

·         Possible indirect disclosure of your partner’s ring size if the friend’s ring is too big

·         A glimpse into your partner’s taste of ring style and design

This all feels so organic when digging up all this relevant details for your proposal preparations.

Get a Temporary Setting

If the surprise part is cutting to close, stressful or developing into something too elaborate, a temporary setting could work.

At Brilliant Earth, you are able to select your ideal diamond and match it to an interim setting. Then, you pop the question with the temporary ring, and schedule a showroom appointment within 60 days of your first transaction. Your partner will be able to replace the setting at the appointment and opt for a new setting of their preference.

With this method, there is no need to feel stressed about the size and you can still add the appeal and romance of an engagement ring being presented at the proposal. It also allows for one more chance to participate in the selection or customization process as a couple, which most couples look forward to.

Do Lab-Grown or Natural Diamonds Make More Sense for You?

Only diamonds are formed from a single element – carbon. Ideal for engagement rings, necklaces, earrings, and whatever else, these classic stones have always been nature's design, until now.

Greater exposure to new technology has made lab-grown diamonds possible in rings and other jewelry designs. When consumers interested in lab-grown diamonds come in to browse, one of their most common questions is: what’s the difference between lab-grown and natural diamonds, and which type is right for me?

But though they’re chemically and optically identical to mined diamonds, lab-grown diamonds are fundamentally different in terms of their origins, availability and value.

Ultimately, the best decision is the one that aligns with your priorities, but understanding the differences between lab-grown and natural diamonds will help you determine which is right for you.

Are Lab-Grown Diamonds Real?

The natural diamond, for sure, is millions — and sometimes billions — of years in the works. Here above ground, in labs and production facilities, lab-grown diamonds are made in a matter of weeks.

Even though the chemical, optical and physical characteristics are the same, a man-made diamond is not exactly the same as a natural diamond in terms of formation, rarity or value.

Stay with me here and maybe hopefully you’ll see why lab grown diamonds are always called lab created, lab grown, manmade or some term used to emphasize that they’re formed a new and shiny like vs formed by nature like earth made diamonds.

Lab Grown Diamonds vs Mined Diamonds

Creation

It’s the process of making these gemstones that is the primary difference between natural and lab-grown diamonds.

Lab-created diamonds are generated in a gem lab and are usually produced using High Pressure High Temperature (HPHT) or Chemical Vapor Deposition (CVD) techniques.

In these processes, an artificially-grown diamond is formed over a period of weeks. Both processes are common for rapidly and reliably growing lab-made diamonds. Modern technologies now make it possible to produce jewelry-quality lab-grown diamonds in a wide range of shapes, sizes, and even colors!

Natural diamonds, however, formed deep in the earth over the course of millions and frequently billions of years.

It took perfect conditions for gemstones to form under billions of tons of pressure under the earth’s crust, separating regular carbon from rare crystal, in order to produce diamonds naturally. Pressure, time, heat and the correct elements cooked up diamonds deep in the earth.

They were brought closer to the surface by similarly rare volcanic eruptions. The natural diamonds in fine jewelry are magical flukes of randomness, individuality and beautifully cosmic absurdity.

Rarity

Natural diamonds of jewelry quality are rarer than lab-grown diamonds with similar properties.

Price and Value

Lab-made diamonds are manufactured at scale, so their value isn’t based on scarcity: They can be created indefinitely.

This compares with the nosebleed $30,000 average price for natural diamonds, all of which however have at least some appraisable resale value, unlike the diamonds still hanging in the lab, and it is the price spread, from mine to lab, that tells you how much time and energy and capital this new technology just may be able to save.

Lab-grown diamonds can be produced much more quickly and plentifully and are therefore less expensive, meaning that larger diamonds are less expensive. Their ubiquitous nature might not make them inherently valuable.

Looks

At a glance, naturally-occurring diamonds and lab-grown diamonds are visually indistinguishable to the naked eye.

They’re just beautiful, sparkly additions to jewelry. But professional jewelers are frequently able to tell the difference between the two kinds of diamonds with sophisticated instruments.

Lab-grown diamonds frequently grow unnaturally fast, leading to telltale signs you won’t find in diamonds made by nature.

The Pros and Cons

When choosing between a natural diamond and a lab-grown diamond, it really comes down to what’s most important to you — or the person you’re buying for if the jewelry is a present.

There are those who may appreciate the rarity and distinctiveness of natural diamonds, and others who are more concerned with the price discrepancy between lab-grown diamonds.

At the end of the day, the “best” diamond is the one that reflects the values and preferences of the person who will be wearing the jewelry.

Select the diamond that tells your story, what is most important to you or your loved one.

Where Did Gold Granulation Jewelry Come from Originally?

Granulation is an ancient form of jewelry-making. When those gold beads are joined in a delicate union, beneath the watchful eye of a skilled artisan familiar with this age-old process, granulation-texturing is born: deep, rich, and dimensional to deepen the beauty and the mystery... turning any piece of jewelry into wearable art.

Just like hand milgrain, hand engraving, fine filigree, and so many others, gold granulation is the art of jewelry – the one that Luna Felix Goldsmith’s artisan, Luna Felix, does best when designing your personalized ring, earrings, pendant, or other piece of fine jewelry.

If you have a need of custom design or custom jewelry with gold granulation, schedule an appointment with our owner, and one of Santa Fe's most distinguished jewelry design and custom jewelers: Luna Felix.

Call us at 505-989-7679 or submit a CONTACT US form at LunaFelixGoldsmith.com.

The Origins of Granulation

Granulation, the technique of soldering minute gold balls to jewelry, originated in the Sumerian civilization in Mesopotamia around 2500 BCE.

These old jewelers made up complex, breathtaking designs that to this day astound even some of the most skilled of the fine jewelers. Egyptians also were famous (and sometimes infamously) for their granulated jewelry — necklaces, brooches, earrings — made with breathtaking precision, and often accented with religious symbols, such as the Eye of Horus.

With time, granulation began to be adopted by other cultures. Particularly as one of the Etruscans having been the rulers of Italy from the 8th through the 3rd centuries BCE.

Jewelry was adorned by them with animal or floral figures and geometric patterns. It was more than a pretty object; it was a representative of wealth, status, and spiritual beliefs — the Etruscans were firm believers in fate and the will of the gods.

How Granulation Works

Granulation is a fiddly job so it takes real expertise and patience. The skill uses small-sized gold beads, called granules, to decorate the surface of the jewellery with beautiful patterns.

Artisans employ specific tools and techniques to achieve granulation. Tweezers and pliers and hammers are used to position and assemble the granules, heat is applied with care, in techniques including torching or laser fusion.

In the past, granules were soldered with copper salts as a bonding agent that melted at a lower temperature than gold, and fused without completely melting. Contemporary jewellers use soldering or a similar technique such as a laser welder to apply heat to the metal directly and liquefy it.

The granules are typically made by slicing small pieces of gold wire and heating them until the pieces ball up. After the design is set, the granules are bonded to the surface according to the design.

Granulation vs. Milgrain

Granulation vs. Hand Milgrain At first glance, granulation and hand milgrain can seem the same (after all, prehistoric craftsmen worked with each), but they are different forms of ornamentation. Granulation is the art of soldering minute gold beads to the surface of the jewelry in ornate patterns or designs.

The beads are affixed to the piece through heat or a stabilized adhesive — often over a large area to stick the beads to the surface without melting them.

Milgrain, for instance, refers to the process of adding small metal bumps to the edges of a jewelry piece. It involves a beading tool or engraving method to form small, evenly spaced metal bumps around the edges of a piece of jewelry.

The word ‘milgrain’ comes from the French “a thousand grains” and gained popularity in the first half of the 20th century, popular during the Edwardian and Art Deco eras. It is mainly used to accentuate the sides of an item and provide a clean, yet dainty borderline that showcases the

Although both methods create distinct aesthetic features, granulation focuses more on texture and (occasionally) a bit more complexity while milgrain provides a softer, decorative dimension which highlights the lines of the jewelry.

Granulation Techniques and Variations

There were super intricate patterns in ancient Etruscan jewelry — we’re talking teeny, tiny expertly set beads to create geometric designs, flowers and even animals.

As a comparison, Egyptian granulation was a little more organic. They included motifs of nature and the cosmos, and they also combined granulation with other materials (such as lapis lazuli or turquoise) to make the gold beads stand out even more.

The Greeks and Romans borrowed from earlier civilizations like the Etruscans and Egyptians, but hewed granulation use down to simpler, anglicized designs, using granules only in small parts (focusing on certain areas of a composition) rather than throughout a design.

You’ll see it in pieces like earrings or pendants, where a few beads form a pretty, delicate contrast with smooth gold.

Granulation In India and the Islamic world, granulation has been used for thousands of years in filigree jewelry which fuses very thin gold filaments and tiny granules of gold onto a base by a technique that uses sweat soldering. Indian granulated jewelry can be so full of life and light — lacy, tiny detailed work that seems to capture light and shimmy.

Today’s jewelers have reinvented the art of granulation by combining ancient practices with contemporary tools. Some still use traditional techniques — like hand-fusing granules without the use of solder — while others draw on laser technology for greater precision.

Today, jewelry designers are experimenting with bolder, more abstract shapes. You might discover something that plays with texture and light, or even more minimalistic designs where a smattering of granules serves to give just a whisper of effect.

The Advantage of Caked Jewelry

Like fine jewelry with hand engraving, milgrain, and filigree, granulated jewelry is highly valued for being as much a craft as a decorative art.

We never get tired of the hours of tiny beads of gold woven onto a surface, it really is like nobody else and takes hours for each piece to be meticulously crafted. The ancient history and ethnographic significance of the process also contributes to the worth since you are getting a lot of rich cultural history as well.

Luna Felix Goldsmith is custom jeweler and a jewelry store Santa Fe. So, if you want to design custom jewelry that includes granulation, make an appointment on our Santa Fe jewelry store website or visit our jewelry showroom and see what we have to offer.

What Type of Jewelry Should I Wear with a Little Black Dress?

Jewelry simply sparkles so beautifully against the black of the dress. It’s the perfect canvas for your jewelry masterpieces.

Where the little black dress might work in fashion, the right jewelry can either make or break the outfit. Regardless of the occasion, whether it is a formal/semi-formal event, this guide will introduce you to some of the best jewelry ideas to match your black dress.

Statement Necklaces

Let your little black dress shine. Enter the statement necklace. Attention-getting beauties like this can turn a simple little black dress into a showstopper with one step. Opt for elaborate designs featuring large diamonds or a classic tennis necklace for an extra dose of dazzle. Statement necklaces are just right for wedding receptions, evening parties and even formal functions.

Delicate Chains

Chains are beautifully not too much. So, if you are looking for something as elegant as your black dress to go with it, chains are definetly your best choice. This jewelry won’t take over the look if you are wearing a highly understated black dress for a club night out.

And for our minimalists – If all-black is your aesthetic, wear your black dress with simple chains or diamond pendants.

Pendants

Pendants are versatile, they’re customizable — they’re just a solid, all-around pick to wear with a black dress. Whether you’re into sentimental charm or cool and modern, diamond pendants can be perfectly customised to represent your personal style.

Earrings for a Little Black Dress

Studs

Sometimes, less is more. Classic stud earrings are also great for adding a little sophistication without any effort. Pair them with any black dress you own—from the casual to the formal, or add a perfect pair of diamond studs—whether you dress them up or down.

Drop Earrings

For an elegant look that also elongates your face shape choose drop earrings. They add a slight touch of elegance to the ensemble and can transition seamlessly from formal to casual wear. Choose styles that will dance with every step, and add that little bit of glam.

Hoops

Hoops are so versatile and cool they’re just what a little black dress ordered!

You may try them of various sizes and types in order to match the black dress you have chosen for your upcoming outing.

Bracelets to Add Oomph to the All Black Dress

Bangle Bracelets

Pile them on for a fun, fashionable look. Combine several types of materials or styles for an exclusive bracelet.

Cuffs

Statement-Making Cuffs Big, bold cuffs are always statement pieces. The greatest cuff jewelry designs look great with either your sleeveless or short-sleeved black dresses and paired with another piece of jewelry to give harmony.

Charm Bracelets

Opt for a charm bracelet to add a personal touch to your black clothing. Choose charms that symbolize your hobbies or commemorate events. This type of jewelry really creates a fantastic outfit.

Rings to Complete Your Ensemble with the Black Dress

Statement Rings

Let your fingers do the talking with a statement ring. All eyes can be on the hands with some more larger and intricate patterns, great for an event.

Designer rings which are just right for when all your need is a ring to match your little black dress. You can select a statement ring or you may also wear a selection of them to ensure your dress must not be competed with the jewelry and both do not overshadow the other.

Stackable Rings

Pair with bands for a cool, layered Look. And layer your rings, like you do your outfits, to work in unison with your black outfit.

Metal and Gemstone Colors That Go With a Black Dress

Gold vs. Silver

For metal colors wise, gold and silver can be good for black dress, if you consider a metal color you can go gold or silver depending your skin or personal style. There is an air of warmth, elegance and style around gold. Silver lends itself to a slick modern feel.

Gemstones

Gems are doubled upon a black frock. So smashing diamonds, deep green emeralds, and red rubies would all look great against your black dress.

Trending Jewelry for Black Dresses

Trending Pieces

Keep up with the current jewelry trends and your black dress will still look fresh and new. Some trendy looks might be oversized hoops, piled-on necklaces or a burst of colorful stones.

Timeless Classics

While trends have a tendency to come and go — there are timeless pieces that never lose their magic. Classic jewelry implies you’ll always have some things to make your black dress more elegant. Choose from the materials like gold jewellery or a white gold necklace that you have in your jewelry box or maybe the pearl jewelry to accessorize the black dress in a classic way.

How to style Jewelry with Black Dress

Draping Necklaces and Bangles

Mix up necklaces and bracelets for a stylish, balanced look. Experiment with various lengths, dimensions and/or shapes to quickly pull together one seamless look that compliments your black dress.

Tennis necklace combined with uneven-length chains, pendants or bangle bracelets overlapping each other will perfectly match your favorite set of black clothes.

Statement and Subtle Pieces in Balance

If your jewelry collection consists of statement necklaces, designer rings and bracelets, use with your more subtle elements when dressing a black dress. Statement plus understated is the formula to make your black dress even more stunning than the sartorial splendiferousness around it.

Expressing Personal Style

Don’t try to emulate, or to be anything else but yourself. Work with what you have and dress in a way that makes you feel comfortable and confident. Let’s not forget: A manual is not the recipe to styling the best, it’s how you deliver it.

Final Thoughts

We know it’s so black, that it becomes easy to wear any kind of jewelry with a black dress if you know how to style it well. If you own a few black dresses in your closet, it’s time to purchase some statements from our fine jewelry to wear with every one of them.

Buy now on the Luna Felix Goldsmith website or come visit us in our Santa Fe jewelry store located in downtown Santa Fe, New Mexico.

Tell us your favorite jewelry pairings, whether you like to wear them with a black dress or what, in the comments below and we will help you find it right here in our store.

What Key Factors Impact How Much My Jewelry Is Worth?

The moment you drive a new car off the lot, its value drops like a rock. Designer clothes second-hand will never be as expensive as retail.

Oh, and that slick new laptop you just got? You won’t break even if you sell. Over time, most things will reliably lose value – but fine jewelry isn’t like most things.

Jewelry, like fine wine, only gets better with age. While the prices of precious metals go up and down over the years and even from day to day, your gold jewelry is likely to appreciate in value.

Its price is determined by its value as a commodity as affected by supply and demand, its level of purity and, in some cases, its color, as well as other market conditions such as the strength of the U.S. dollar (a weaker dollar drives up the price of gold) and the number of other buyers. Shop the Best Gold Jewelry in Upper Saddle River, NJ at F. Silverman Jewelers

What to Know About the Purity of Gold

One of the key factors which can influence how much your gold is currently worth and how much it will gain in value over time, is the karat, not the carat, of the gold.

Confusing Karat for Carat

Doing this will be make you look like a fool who knows nothing about jewelry. Karat is the purity of gold whereas carat is the weight of a diamond or other gemstone. If your gold jewelry is studded with gemstones, you will want to check the karat and the carat.

Karat refers to the purity of gold. When your gold jewelry is 24k, that also means it’s 100% pure, the highest level of purity — and the highest quality. In the case of 18k gold, it’s 75 percent, and for 14k gold, it’s 58.3 percent.

If you’re considering purchasing a piece of gold jewelry as an investment and are interested in selling when the value increases, choose 24k, which is the most valuable and will bring you the largest return on investment.

But 24k gold jewelry is uncommon due to the fact that it’s relatively soft and not durable (especially when it comes to even small things like clasps). That’s why it’s almost always mixed with other metals. If you’re going to be wearing your investment pseudo-jewelry, select pieces that are 18k gold or gold alloy.

How the color of the gold may affect its value

You might have observed that gold jewelry comes in various shades. Here’s a quick look:

·         Yellow Gold – The most typical gold version. But remember, not all things gold colored are actually made of gold.

·         Rose gold – Gold in rose gold jewelry has a beautiful pink tinge.

·         Green gold – You don’t often find green gold in jewelry stores. It’s usually made in labs.

·         White gold – White gold is almost silver but it is shinier and also stronger.

Yellow and rose may be roughly the same price. Whether rose gold will also become a trend depends on the latest trend and how much it is requested.

If rose gold is in vogue at present, pieces in that metal may be worth slightly more money.

Green gold is expensive and can cost more than yellow or rose. White gold is also a bit pricier than yellow and rose – it was very popular in the ’90s.

As white gold is rhodium plated and is made to be more durable, the plating is going to worth more. But it may not be worth as much if the rhodium plating is in bad shape (it does wear off).

Shop Our Beautiful Gold Jewelry in Santa Fe, NM

Gold jewelries are a beautiful investment, a medium like no other. When you visit Luna Felix Goldsmith, you can expand your fine jewelry collection. Our selection of gold jewelry in Santa Fe, NM features beautiful pieces by our designer Luna Felix.

Discover our gold bracelets, gold earrings, gold necklaces and pendants, gold rings and more. We also do Jewelry Repair and Custom Jewelry Design.

Does Gold Jewelry Increase in Value?

The moment you drive a new car off the lot, its value drops like a rock. Designer clothes second-hand will never be as expensive as retail.

Oh, and that slick new laptop you just got? You won’t break even if you sell. Over time, most things will reliably lose value – but fine jewelry isn’t like most things.

Jewelry, like fine wine, only gets better with age. While the prices of precious metals go up and down over the years and even from day to day, your gold jewelry is likely to appreciate in value.

Its price is determined by its value as a commodity as affected by supply and demand, its level of purity and, in some cases, its color, as well as other market conditions such as the strength of the U.S. dollar (a weaker dollar drives up the price of gold) and the number of other buyers. Shop the Best Gold Jewelry in Upper Saddle River, NJ at F. Silverman Jewelers

What to Know About the Purity of Gold

One of the key factors which can influence how much your gold is currently worth and how much it will gain in value over time, is the karat, not the carat, of the gold.

Confusing Karat for Carat

Doing this will be make you look like a fool who knows nothing about jewelry. Karat is the purity of gold whereas carat is the weight of a diamond or other gemstone. If your gold jewelry is studded with gemstones, you will want to check the karat and the carat.

Karat refers to the purity of gold. When your gold jewelry is 24k, that also means it’s 100% pure, the highest level of purity — and the highest quality. In the case of 18k gold, it’s 75 percent, and for 14k gold, it’s 58.3 percent.

If you’re considering purchasing a piece of gold jewelry as an investment and are interested in selling when the value increases, choose 24k, which is the most valuable and will bring you the largest return on investment.

But 24k gold jewelry is uncommon due to the fact that it’s relatively soft and not durable (especially when it comes to even small things like clasps). That’s why it’s almost always mixed with other metals. If you’re going to be wearing your investment pseudo-jewelry, select pieces that are 18k gold or gold alloy.

How the color of the gold may affect its value

You might have observed that gold jewelry comes in various shades. Here’s a quick look:

·         Yellow Gold – The most typical gold version. But remember, not all things gold colored are actually made of gold.

·         Rose gold – Gold in rose gold jewelry has a beautiful pink tinge.

·         Green gold – You don’t often find green gold in jewelry stores. It’s usually made in labs.

·         White gold – White gold is almost silver but it is shinier and also stronger.

Yellow and rose may be roughly the same price. Whether rose gold will also become a trend depends on the latest trend and how much it is requested.

If rose gold is in vogue at present, pieces in that metal may be worth slightly more money.

Green gold is expensive and can cost more than yellow or rose. White gold is also a bit pricier than yellow and rose – it was very popular in the ’90s.

As white gold is rhodium plated and is made to be more durable, the plating is going to worth more. But it may not be worth as much if the rhodium plating is in bad shape (it does wear off).

Shop Our Beautiful Gold Jewelry in Santa Fe, NM

Gold jewelries are a beautiful investment, a medium like no other. When you visit Luna Felix Goldsmith, you can expand your fine jewelry collection. Our selection of gold jewelry in Santa Fe, NM features beautiful pieces by our designer Luna Felix.

Discover our gold bracelets, gold earrings, gold necklaces and pendants, gold rings and more. We also do Jewelry Repair and Custom Jewelry Design.

Why Should You Choose a Custom-Made Ring Over a Mass-Produced One?

One of the biggest reason is its personalization options. You can create a one-of-a-kind ring that represents your or your fiance's style and their unique story.

You can essentially enter a concept or design of what your engagement ring should resemble and totally produce a ring. You can also pick the individual materials that go into your ring.

It includes everything from the specific metals, gemstones and settings to specifically personal significance or your preferences.

Emotional Value

Designing a ring is an intimate process where you dissect every detail of the ring. You’re there from the very beginning of the design process, starting with the initial meeting to discuss your ideas, all the way to the finishing touches.

As a result, you become sentimentally attached to the engagement ring. This is diamond jewelry for a certain person, which makes it a treasured piece. On their own, engagement rings are special, but when an entire engagement ring is designed around an idea it becomes even more meaningful.

Quality and Craftsmanship

The other reason that couples are attracted to custom designing their engagement rings is due to the top notch craftsmanship and quality. Did you know that every step is carefully monitored, which results in a quality ring?

This will generate custom engagement rings to be created with the best designers who have spent many years making beautiful custom jewelry. They will provide help and walk you through the custom design process. Their craftsmanship also means you end up with a cleaner final product.

Flexibility in Budget

Customizability enables you to tailor your design according to your budget. You are not over-extending yourself and can adapt to fit a specific budget. You are not compromising on a ring that contains additional, expensive features you don’t care about; thus, personalising every aspect of your ring ensures better value as well.

Symbolic and Cultural Significance

You can add cultural or small pieces of family tradition into your design when you create a custom ring. Also, some give you permission to incorporate a special stone, cultural icon, or one-off wedding custom into your design.

The addition of symbols or motifs to a ring design can deepen the personalization of the ring or layer shared meaning into a piece as well. Symbols can range from personal ones from your relationship to cultural symbols you want to bring in.

Ex: Hearts, infinity symbols, intertwined initials You can even incorporate motifs such as birthstones, floral patterns or symbols from your culture to add another layer of personal significance or heritage. These elements can then be etched subtly or be made a more obvious feature within the design of the ring, ensuring that the piece of jewelry tells a personal story.

Sustainable Considerations

Opting for sustainable lab grown materials in your ring can be an incredibly impactful decision that helps your jewelry fit your values!

Custom rings are unique opportunity to tap into sustainability: they can be created with recycled metals, minimizing the footprint caused by new mining and the subsequent positive environmental impact. Not only does this prolong the life of items that may otherwise be tossed aside, it also helps you make a beautiful and one-of-a-kind piece that reflects your own personal style while showcasing ethical and sustainable choices.

Another option is to use a lab grown diamond or lab created gemstones in your engagement ring. Lab stones are ethically sourced, sustainable, and less expensive than natural stones.

Trends and Longevity

You can find inspiration for your unique engagement ring anywhere, but you'll want to think about how your custom design will hold up over time. Rings should be timeless, existing outside of any short-lived, fashion jewelry trends. They’ll be stylish and relevant for years and can easily be handed down from generation to generation.

Final Thoughts

Today, it’s easier than ever to design your own custom engagement ring and thus, no wonder so many couples are going this route. You have entire creative control and can combine the materials, gems, and design elements you wish for so that your unique ring reflects your taste and style. Custom rings tend to have more meaning and sentiment as the design choice behind every aspect was made intentionally. Contact Luna Felix Goldsmith today for a free consultation to discuss your custom engagement ring options.

Is Gold Jewelry Still a Smart Investment in Today’s World?

One of the best investments with a timeless aesthetic is gold jewelry. For centuries, gold has been associated with wealth, strength, and beauty, and, although its value has risen substantially, it remains linked to the same attributes.

Doesn’t matter if you are trying to get something beautiful for your collection or if you are looking for a way to secure and preserve the value of your wealth, gold jewelry proves its dual importance, providing both beauty and still value.

Gold jewelry is more than an accessory; it is a physical asset that has inherent worth. While other investments can soar and crash dramatically, gold has always managed to keep its value during even the worst economic depressions.

It has a proven track record, making it a refuge for investors wanting to diversify their portfolios. From the timeless beauty of yellow gold to the contemporary allure of white gold to the soft sweep of rose gold, there's a gold jewelry design to appeal to every aesthetic and personality.

Timeless Appeal

Gold jewelry has been beloved for thousands of years, and interest does not appear to be waning. Gold -- a sign of prestige and cosset in all ages, from ancient civilizations right through to contemporary trendsetters.

The resilience of the material means it can be passed on, rendered into a meaningful heirloom. From a simple pair of hoop earrings to a show-stopping diamond ring, gold jewelry brings a touch of luxury to any outfit.

Gold as a Hedge against Inflation

Gold jewelry is an excellent investment and also a hedge against inflation. This is a game changer since a decline in the currency value leads to an increase in the price of gold, allowing you to maintain your purchasing power.

Gold jewelry is not only a gorgeous adornment but a sensible investment. No matter if you buy a gold chain or a pendant – you are buying an item that will hold its value over time.

Versatility and Style

Gold jewelry is versatile, making it a great choice for every occasion. Whether formal or casual — gold pieces could be dressed up or down depending on the occasion. A tennis bracelet can work with a daytime outfit, while a choker necklace can upgrade an evening one. Different styles make sure that everyone can find something to their liking, whether it be minimal or an intricate showpiece.

Durability and Longevity

Gold is one of the most durable metals available so it is an ideal metal for jewelry that you want to keep for a lifetime. The fact that it’s resistant to tarnish and corrosion means that your gold pieces will look just as lovely as the day you purchased them. They may think their bracelets are hidden under long sleeves, but be assured that whatever you're wearing — eternity band, cuff bracelet, solitaire piece — your jewelry will stand the test of time.

What to Look for When Buying Gold Jewelry

The Importance of Gold Jewelry Purity, Design, and Craftsmanship Choose something made with high-quality gold, preferably 18k or 14k, to eliminate featuring lower-value pieces.

Finish and craftsmanship are key; a well-made piece will not only look better but will also stand the test of time. Whether you’re looking for a signet ring or a locket, use the opportunity to select jewelry that speaks to your sensibility and investment objectives.

Final Thoughts

It doesn’t matter if you like the traditional look of yellow gold, or the contemporary feel of white gold, there is a piece of gold jewelry right for you. Come to Luna Felix Goldsmith in Santa Fe and check out what we can offer you and whether you feel like making an investment.

Can Jewelry Be a Form of Wearable Art?

Jewelry making has never really been about superficial beauty and adornment. Dating back thousands of years, it has always been a strong reflection of cultural identity, spiritual beliefs, and personal significance.

Jewelry passed down through generations often had great value, not only in monetary form; it was sewn into clothes for rituals, ceremonies, and daily life, signifying protection and social status. Jewelry is still among mankind’s most valuable possessions, despite its price, and remains a part of the traditions of today, especially because of its sentimental value.

Traditional methods of metal and gemstone manipulation yet again emphasize continuance-through-evolution, and modern jewelry becoming a form of personal storytelling also highlights the continuing evolution nature of the craft, as modern jewelry fuses traditional techniques with contemporary innovations to allow the bearer to wear their story, a piece of themselves.

Jewelry is a form of adornment and expression that is universal but also one of the most incredibly diverse art forms there is, a celebration of human creativity, resourcefulness and cultural heritage that is still being played out from shells, stones and bones in prehistoric times onward to today’s most intricate designs.

Ancient Beginnings - Historical Context

Jewelry has been made for thousands of years with some of the earliest examples being found in Indus Valley Civilization burials in what is now Pakistan.

Ancient Egypt

Jewelry in ancient Egypt was not only a display of wealth and power but also played a key role in their spiritual rituals. Pharaoh and noble tombs included their favorite pieces, which they believed would go with them into the afterworld and protect their souls.

Crafted from gold, and inlaid with stones like lapis lazuli and turquoise, these artifacts represent eternal life and divine protection.

Classical Antiquity

Jewelry was also a big part of public and private life in ancient Greece and Rome. Metalworkers also turned out delicate goldsmith and silversmith work based on mythology and nature, worn in ceremonial and religious occasions. The artistry of techniques like repoussé and gemstone carving exemplified the importance of jewelry as a form of art and a spiritual object.

Indigenous Roots

Native American tribes and many other indigenous communities around the world far past just Native American cultures have a rich heritage that includes Indigenous jewelry design. Made of turquoise, shell, bone, wood and metals, these works of art are steeped in symbolism, and they represent traditional craftsmanship.

One example would be that the Navajo, Hopi, and Zuni tribes of the American Southwest are known for their elaborate silverwork and turquoise inlay. Indigenous jewelry is living art in tribute to ancestral wisdom, spiritualties and a reverence for nature. Indigenous artisans preserve traditional techniques but also innovate today, adapting this artistic heritage to make it endure and evolve.

Victorian Mourning Customs

Mourning jewelry became a staple of death and dying etiquette in Victorian England, which had elaborate social and cultural practices around death. After Prince Albert died in 1861, Queen Victoria made the wearing of mourning jewelry (often made from jet, onyx and vulcanite) fashionable.

They were often black and featured motifs like skulls, crosses and weeping willows representing grief and remembrance. Lockets and brooches featuring hair or portraits of the deceased were also popular, offering a more intimate way to remember lost loved ones. Victorian mourning jewelry was not only ornamental, it was a profoundly personal symbol of grief and a way to hold the memory of the dead close.

Evolution of Jewelry Making Techniques and Materials

The earliest forms of jewelry were made from raw materials: stone, bone and shell. Beads, pendants, and amulets were made from these early materials, worn for both decoration and symbolism. As societies developed, especially after discovering metalworking, jewelry craftsmanship began to evolve very quickly.

New techniques developed for working with metals, such as gold, silver and bronze, which allowed craftspeople to create more complex and resilient works. From casting and soldering to gemstone setting, ancient civilizations (the Egyptians, Greeks, and Romans) developed techniques that would lead to more advanced forms of jewelry creation.

From Europe to Asia, new techniques were developed, often rooted in cross-cultural exchanges and advancements in technology, over many centuries to come. During the Middle Ages, elaborate filigree and enameling techniques evolved, and the Renaissance sparked a renewed interest in classical motifs and precision craftsmanship.

The spread of global trade made gemstones increasingly available, while improvements in techniques that cut them enhanced their sparkle, especially in candlelight. Looking ahead to modern times, jewelry making has adopted technologies like CAD (Computer-Aided Design) and 3D printing, enabling precision, and customization. Jewelry designers today combine time-honored techniques with modern materials and processes to make sure jewelry is still as much a reflection of personal style as it is a celebration of human history and craftsmanship.

Traditional Techniques

·         Filigree and Granulation: Techniques of elaborately working metal into tiny beads and threads to form complex motifs.

·         Cloisonné and Enameling: Adding bold colors and designs using powdered glass fused to metal.

·         Cutting and Setting Stone: How to cut and set the gemstones into their respective jewelry settings, including bezel, prong, and pavé settings.

The Future of Jewelry Making

Since technology advances and cultural views change, the future of jewelry making is indeed promising. Materials, techniques, and design philosophies continue to evolve, creating space for new generations of artisans and collectors. As consumers look for sustainable and ethical choices, eco-friendly jewelry has been on the rise.

One brand in particular is designer Pippa Small, who is a strong advocate of fair-trade practices. She works with artisans from all over the world to create beautiful pieces in fair-trade gold and ethically sourced gemstones, including handcrafted gold rings and necklaces (made via the Turquoise Mountain Foundation). ” Likewise, the Brooklyn-based brand Catbird focuses on sustainability and ethical sourcing with their minimalist, timeless designs made from recycled gold and conflict-free diamonds.

On the tech side, there has been an increase in smart jewelry that incorporates function into the aesthetics. A prime example is the Oura Ring, with its advanced sensors which measure sleep, activity and readiness metrics. Titanium, comes in various different finishes, givers you overall health insights with heart rate monitoring and body temperature sensor.

And the Bellabeat Leaf is designed for women; it can be worn as a necklace, bracelet, or clip, and it tracks activity, sleep, stress, and reproductive health. Misfit's Swarovski Shine line fuses fitness tracking technology with Swarovski crystals, making for the perfect accessory either as a bracelet or a necklace when you want to simultaneously track your activity and sleep.

Final Thoughts

Jewelry making is one of the oldest crafts in the history of mankind. It remains a timeless means of human expression and a cultural heritage.

Jewelry has always been a language through which we express who we are, what we believe and our dreams for the future. Civilizations spans a set of instinctively human urges, all relating to symbols and symbols-for-organizing-social-groups/self.

Why Are More People Choosing Handmade Jewelry Today?

You meet someone at a party, and they say they love the necklace you have on. You smile, give it a gentle touch, and say, “Thanks! It’s handmade."

But here’s the thing — handmade custom jewelry is more than just trendy. It’s meaningful. It tells a story. A tale of reverence for the Earth, justice for workers, and making the world a better place.

Still along for the ride? Good. Let’s explore why handmade custom jewelry today is more popular than ever.

What Is Custom Handmade Jewelry, Anyway?

It means that the garment you’re wearing wasn’t created at the expense of the planet or the people who created it. When you think of custom handmade jewelry, you think of sustainability, beauty, and transparency.

Think about it this way: every ring, bracelet or earring has a backstory. Where were the materials harvested from? Who mined them? How were they treated? Handmade custom jewelry shop this story, you can feel good about.

Why Is Custom Handmade Jewelry So Important Right Now?

Let’s be frank—you grow up in a world where impact is everything. You want your decisions to align with your priorities. This is why custom handmade jewelry is so important.

Here’s why:

You want authenticity. Jewelry that is mass produced feels distant. Handmade pieces? They’re unique, like you.

Let’s break it down further.

Sustainable Jewelry Practices - What and Why?

It is a handshake between beauty and responsibility. They’re all about making super pretty things while being good to the planet and their communities.

Here’s how it works:

·         Responsible sourcing: These materials are sourced in ways that don’t harm nature.

·         Fair wages: Workers are compensated fairly and with dignity.

·         Less waste: Compared to mass production, it consumes less energy and resources.

Opt for sustainable jewelry and you’re committing to a cleaner planet and a fairer world.

The Beauty of USA-Mined Inlay and Miner-Direct Stones

Let’s chat about something rare: USA-mined inlay and miner-direct stones.

These gems have come straight from America. No middlemen. Just miners handing the stones straight to artisans.

Why does this matter?

1.      Social Responsibility: Mining in the USA is more regulated to meet high environmental standards.

2.      Worker it safe: Compared to foreign mines, miners work in safer conditions.

3.      Support local economies: Your purchase helps fund local economies.

If you choose USA-mined stones, you are supporting responsible practices. You’re also wearing a piece of jewelry with a story embedded in American soil.

Recycled Diamonds and Fair-Trade Gold

Now, let’s dive into two major ethical jewelry players: recycled diamonds and fair-trade gold.

Recycled Diamonds

Recycled diamonds are just that: recycled. They’ve been used, but on a renewed basis.

Why is this awesome?

·         Increased recycling: Mining new diamonds is damaging to the planet. Recycling skips that step.

·         Heirloom appeal: These diamonds often have history and significance.

Wearing recycled diamonds is akin to breathing new life into old gems.

Fair-Trade Gold

Fair-trade gold is mined and produced in an ethical manner.

What does that mean for you?

·         Better wages: Miners receive just compensation for their labor.

·         Safety optimized: Workers work where safety comes first.

·         Community uplift: Profits are reinvested in local communities

When you put on fair-trade gold you’re shining bright—for all the right reasons.

Final Thoughts

When you wear custom made jewelry, you are making a statement.

Ready to explore custom made jewelry? Visit Luna Felix Goldsmith today and discover pieces you love.

Why Do People Love Diamonds So Much?

Look into a diamond and it’s clear why gems have been imbued with so much love and lust for so long: they’re pretty! But for all the focus on the sparkle of a diamond, the gem has become much more than a bit of bling over the centuries.

What is it that makes diamonds so enduringly, internationally desirable? They are so enticing, let’s see why.

The Rarity and the Natural Beauty of Diamonds

One reason diamonds twinkle so brightly is because they are rare. Natural diamonds form over billions of years in extreme heat and pressure within the Earth’s core, so they are prohibitively expensive.

The fact that they are formed by nature over geological time scales and transported slowly from deep within the Earth also adds to the mystique. Each diamond has its own individual profile: the different clarity, color, cut and carat provide in their own way a completely characterized personality.

Celebrated for the spectacular display of rainbow-hued explosions that it offers when properly cut and polished, a diamond looks as if it has been blessed by pixie dust, for it possesses what jewelry insiders refer to as the exceptional power to break up light into thousands of glimmering jets of light. Indeed, diamonds sparkle far more brightly than any other stone.

A Symbol of Eternal Love

One of diamond’s shining attributes is tied to the enduring fantasy surrounding love and romance.

The diamond is the accepted, universal symbol of love and engagements, and any wedding ring will inherently feature a diamond. Diamonds figured in a burst of self-asserting emblems of personal royalty marking the coming of age of Archduke Maximilian of Austria in 1477. Maximilian wooed Mary of Burgundy with a diamond ring, and by this point a wordless romance had begun that has burned brightly ever since.

But diamonds also represent ‘forever’, since they carry the highest return of any material on the hardness scale: true love and true diamonds are essentially indestructible.

Cultural and Historical Importance

Of course, it’s not only about romance — diamonds are enriched with great cultural and historical significance as well. Diamonds were first found in India over 2,000 years ago and were thought to have mystical properties.

Diamonds were viewed by ancient Hindus to be magical amulets that could ward off evil and bring good fortune.

And so diamonds’ ties with Cupid — and Cupid’s ties with healthy erotic love — eventually gave rise to the idea of diamond-tipped arrows igniting passion in the hearts of lovers. Now that’s an aphrodisiac!

Diamonds became the symbols of wealth, power and rank — kings and aristocrats adorned themselves with them in elaborate jewelry and crowns to stake their lofty claim. For centuries, the diamond was regarded as a treasure of the elite, a signifier of social status.

More customary these days, diamonds look now to the average user as though they’re as noble and exclusive as ever. Which is why stars and entertainers opt to sparkle alongside them: Diamonds never go out of style.

The Marketing Power of Diamonds

Clearly, crafty promotional strategies also did wonders for transcontinental romantic love for diamonds. De Beers’ successful ‘A Diamond is Forever’ catchphrase means that diamond engagement rings set the standard for how a man expresses love and commitment to a woman. The message was simple: nothing screams ‘till death do us part’ quite as concisely as a diamond engagement ring.

Through romantic symbolism though, diamond marketing made these gems essential to life’s biggest moments in time. Today, the diamond is still, for many, the default gem for engagement, wedding and anniversaries.

Thanks to this marketing, the bias that diamonds are the best status symbol was proved as well, ultimately diamonds turned into global emblems of aspiration and success through advertising, film and celebrity.

Investment Value & Durability

Diamonds are not just coveted by individuals because of beauty or status! Diamonds are also prized for their mo­­­lec­u­lar structure, making them the hardest substance on Earth. In fact, it requires a more industrious rubbing motion to plasticize a diamond than it does to receive a successful flirtation on Tinder.

Diamonds are also a wise, sound investment. Values go up and down but very good diamonds generally hold its value — or grow it — over the course of many decades. Some accumulated enormous value over generations. For hundreds of years, diamond rings and other types of jewelry have been handed down from generations.

The Ethical Implications of Diamond Mining

In recent years, awareness of the ethical and ecological consequences of hard rock diamond mining has been growing, facts such as environmental disturbances and human labor issues that involve

For many mindful consumers today, eco-friendly diamonds not only are good for the planet but also hit one’s ethics button in a way that feels good. Yet in today’s market, diamonds that sparkle like a diamond can also be savored with clear consciences.

Final Thoughts

We will miss them because their enduring combinability of rarity, beauty, meaning and durability continues to prove irresistible. There are no diamonds in the dust, after all.

Now diamonds are one of nature's rare phenomena, and thus it can be safe to say that in the upcoming generations they are going to continually be desired and in-demand products in the entire world.

Why are Wedding Rings So Important?

When you first gaze at a wedding ring, what you see is usually a band of metal circling a finger.

But your wedding ring is a symbol of something massive, sitting on your finger as it is an emblem for your love, commitment, and marriage.

Let’s unpack some of those surface explanations for the reasons that ring you’re wearing is so significant.

A Never-Ending Circle of Love

Probably the primary reason your wedding ring is so meaningful is because it symbolizes infinite love.

The design of the ring is a circle. It is an especially meaningful shape because the circle has no beginning and no end – it just keeps going around and around in a never-ending loop, so like eternal love!

When you and your partner got married, and exchanged rings, you promised to still love each other 10, 20, 50 or even 60 years later. You promised you would stand by one another, for better, for worse, till the end of your days.

You never take off your wedding ring. Whenever you glance down at it, or twiddle it around your finger, you see it’s a symbol of your everlasting marriage vows, and that grand promise reinforces or renews the actual bond of love.

A Subtle Sign You're Taken

And remember, your wedding ring helps you signal your mating status, too.

The point is here that in public, it serves symbolically as an at-a-glance marker that you are spoken for. In a crowd of other people, your ring says (without uttering a syllable) that you are in a committed, cooperatively breeding partnership.

For many married couples, a wedding band is a must — a kebab-dance symbol of sorts foretelling your heart’s not on a whim for sale, but already in a secure attaché case somewhere. The ring draws boundaries. It deters unwanted enquiries and gives a false impression to anyone who asks that you probably have no interest in him or her.

And so: your ring represents, to you, a especially fine piece of costume, and embraces the specific extent of your devotion and love.

A Tradition with Deep Roots

If you think about it, the wedding ring custom is pretty special stuff. It has been going on for roughly 3,000 years. These long-ago folks helped kick off a trend that has lasted all the way to today. That says something so special and deep about marriage as an institution, it seems to me.

The first wedding rings came from braided reeds in ancient Egypt. Shortly thereafter other cultures would follow suit, many of whom believed that the fourth finger of the left hand contained a special vein running directly to the heart, the vena amoris. Hence, wedding rings were placed on this finger.

It is very emotional to realize that, when you swap rings, you are entering into this ancient ritual as it has been witnessed by so many hundreds of thousands of pairs of partners prior to you, and will be enacted by more into the centuries that lie ahead.

Chosen with Great Intention

The other reason your wedding ring is special is the role your partner had in selecting it. You picked out your ring together; you even bought each other’s ring, you finding one mindful of the other.

Maybe you shopped for a ring together at an antique dealer, or even designed matching bands. That said, they were chosen with care and meaning. You needed a symbol of your relationship.

When you look at the delicacy of the workmanship of your ring, you look away from the intention, your love that imbued it with meaning, and instead look toward the handiwork.

Passed Down Through Generations

Sometimes, wedding rings are meaningful for the fact that they can be heirlooms: that they can be passed down through generations. I don’t have a family where there are things that get passed on, but if you do, a ring could also help tie you to the marriages that came before you.

Say you wear your grandma’s wedding band as she did in the 1950s. When you look at this ring on your hand, you feel connected to your grandma’s marriage and your grandparents’ love for one another. The ring connects you beyond time.

Present through Life's Milestones

So you have to wear your wedding ring as you and your partner go through all the big life events — the birth, the home ownership, the retirement.

A no-fuss marriage will still find joyful milestone moments to confirm how radiant your ring gleams in the light and reflect on how grateful you are to be married, while a more taxing period with illness and job changes will concede you’ll need your ring to bestow moral support and forbearance.

Through rain and shine, through sickness and health, through thick and thin, whatever may come, that ring steadies you. Whichever way life takes you, the compass of the marriage it represents guides you on your way.

Reigniting Your Vows

You may even have some hard times in your marriage, when nothing is running as it ought to be run. When that happens, glance at your wedding ring: It might conjure up some of the hope you had on the day you first said, ‘I do’.

That unbroken circle serves as a reminder of the vows you made to each other, and encourages you to be open, let go of your ego and regain the feeling when it all started. You ring will remind you to save your marriage.

Keeping Your Partner Top of Mind

When you are busy, you might lose sight of your partner for a minute. But the ring on your finger reminds you of your partner immediately.

It’s also the ring that allows you to feel physically near even if geographical proximity isn’t possible because of business travel or other obligations. It also reminds you about the shared history that creates intimacy — and distance that doesn’t hurt as much.

Like a thread of souls that’s no longer pinged, your ring binds two spirits close and makes you think as if her soul is near, when you are far away.

How Do I Properly Care for My Custom Jewelry?

Custom jewelry requires special maintenance to keep them beautiful and make them last.

Unlike most cases in store-bought pieces, custom jewelry often includes rare materials and complications that bring along the need for specialized caring considerations. Key practices include:

·         General Cleaning: Clean oil and debris from parts with mild soap and lukewarm water.

·         Jewelry Care: Recommended that you store in a fabric lined jewelry box or a soft pouch to protect scratches.

·         Avoid Chemical Exposure: Stay away from the strong chemicals used in cleaning products and cosmetics.

·         Routine Inspections: Check for loose stones, worn prongs or other signs of wear.

Take few simple steps of gentle loving care and you will be on your way to ensure that your custom jewelry continues to shine and stay strong.

Understand the Elements of your Custom Jewelry

Care instructions vary depending on the material. Custom Jewelry Materials Many different materials are used to create custom jewelry, such as:

Precious Metals:

·          Gold

·          Silver

·          Platinum

·          Gemstones · Diamonds

·          Sapphires

·          Rubies

·          Cubic Zirconia

Non-Traditional Materials:

·          Wood

·          Glass

·          Ceramic

When cleaning precious metals, avoid abrasive cleaners. As for gems, lukewarm soapy water and a soft brush. Nontraditional materials might need special care; consult with a jeweler for advice. Learning how to care for them will guarantee longevity and that the fine details will remain shiny and brilliant.

The Importance of Regular Cleaning

Regular cleaning of your jewelry is recommended to keep its beauty and durability. Dirt, sweat and oils can build up to make the jewelry dull and discolored. Frequent cleaning helps in:

·         Keep it shine: Regularly cleaned up jewelry retains in shine and original finishing.

·         Prevent Damage: Even dirt and residue can lead to scratches and tarnishing, which will compromise structural integrity over years.

·         Hygiene: Accumulation of dust can foster bacteria growth thus causing skin rashes.

·         Checks for Loose Stones: Cleaning is a chance to see if any of your jewelry has loose stones or wear that needs a trip to the jeweler.

When kept correctly, custom pieces are absolutely beautiful and can be worn decade after decade.

Creating a Gentle Cleaning Solution

This is how to create a gentle cleaning solution for custom jewelry.

Gather Cleaning Ingredients:

·         Mild dish soap

·         Warm water

Mixing Instructions:

Add some drops of mild dish soap to a bowl of warm water.

Once dissolved, gently stir to combine.

Testing:

·         Test the solution on an inconspicuous area of the jewelry.

·         Never use it to scrape the metal or the stones.

Soft Brush Selection:

·         Scrub with a soft-bristle toothbrush.

·         Avoid abrasive brushes or cloths.

Application:

·         Get the soft brush into the solution.

·         With the cloth, gently scrub the jewelry, taking care to clean in crevices.

Step-by-Step Guide to Cleaning Custom Jewelry

·         Gather Supplies

·         A soft-bristled toothbrush

·         Mild dish soap

·         Lukewarm water

·         Lint-free, soft cloth

·         Prepare Cleaning Solution

·         Mix a few drops of mild dish soap and lukewarm water in a bowl.

·         Because this solution is soft enough not to damage your jewelry.

·         Soak Jewelry

·         Leave the jewelry to soak in the soapy water.

·         Soak in water for 15-20 min to loosen any dirt.

·         Gently Scrub

·         Gently scrub the jewelry with the toothbrush.

·         Pay attention to subtle details and details of place.

·         Rinse Thoroughly

·         Place the jewelry under lukewarm running water.

·         Because no soap is included!

·         Dry and Polish

·         Wipe the jewelry dry with a lint-free cloth.

·         Wipe lightly to reintroduce shine.

Safe Drying Techniques

For bespoke jewelry, proper drying is essential to prevent damage from moisture. Avoid air drying; it can leave water spots.

·         Microfiber Cloth: Immediately use a microfiber cloth to gently pat dry the piece of jewelry.

·         Don’t heat: such as that opening with heat sources like a hair dryer will ruin sensitive elements of the device.

·         Do Not Rub, Only Blot: Gentle blotting, not rubbing, will keep your materials in line.

·         After washing you can hang the parts in a well-ventilated area until dry to avoid moisture residuals.

·         Separate to Dry: Avoid friction drying each piece separately to reduce scrapes.

·         They guarantee the longevity and shine of the piece.

·         Store Safely for Extended Usage

·         After the right way to take care of your personalized decorations will keep such problems at bay, and it will also lengthen these jewels life span.

·         Store in a Jewelry Box: Keep pieces in a lined jewelry box with separate compartments to keep from getting scratched or tangled.

·         Avoid Sunlight: Jewelry should be protected from direct sunlight and heat, as they can lead to fading and breakage.

·         Moisture Control – Keep moisture and humidity out; stores between metal or destruction settings in a cool, dry environment.

·         Anti-Tarnish Strips: Place anti-tarnish strips inside your jewelry box to help prevent silver items from oxidizing.

·         Clean Before Storage: A gentle clean before you place jewelry into storage removes the oils and residues.

Avoiding Common Jewelry Care Mistakes

One common misconception includes neglecting the mantainance of your precious jewelry. Mistakes to avoid include:

·         Skip the cleaning part: Dirt and oil accumulate over time. Make sure to clean regularly to avoid build up.

·         Incorrect Storage: Store parts separately to prevent scratching. Choose padded pouches or lined boxes.

·         Chemical exposure: Stay away from household cleaners, perfumes and hair products and the likes these can lead to tarnishing.

·         Using jewelry during physical activities: Jogging, swimming or manual work may harm the structure of jewelry. Remove pieces beforehand.

·         Inconsistent Inspections: Check (ideally, regularly) for loose stones and/or clasps to identify problems early.

The right kind of caring is reflected in the piece’s beauty and longevity.”

When to Seek Professional Help

You need professional help if you notice the following:

·         Loose Stones: Get loose gemstones tightened by a professional to prevent loss.

·         Deep scratches: Deep or large surface scratches may need to be polished by a professional.

·         Metal Discoloration: Noticeable discoloration of metal or other materials can also indicate other problems.

·         Broken Clasps or Links: Any damage to structural integrity should be taken to a professional.

·         Regular Maintenance: Get it an annual check-up — which helps diagnose and treat problems early and extends the life of the jewelry.

·         Durable Repairs: If the design is complex or delicate, always take the help of professionals.

Maintaining the Shine and Luster

Follow these tips to maintain custom jewelry & ensure it stays in top condition.

·         General Cleaning: Mild soap solution, lukewarm water and a soft brush

·         Dry Properly: Wipe glassware with a lint-free cloth to prevent water spots.

·         Polishing: Use the jewelry polishing cloth to keep it shiny

·         Avoid Chemicals: Keep jewelry away from vacations to household cleaning supplies and perfumes

·         Storage: Store in a soft-lined box or a separate zippered fabric pouch to prevent scratching.

·         Frequent Check-ups: Take your jewelry to a professional jeweler to check and clean it every year.

These practices provide long lasting shine and shimmer. So don’t skip them!

Protection against Environmental Damage

Jewelry needs to be shielded from other environmental issues. Sunlight, moisture and chemicals can damage the material. Keep pieces in a cool, dry place out of direct sunlight. Swimming or showering should be done with absolutely no jewelry, as chlorine or salt water can damage them.

Recommendations:

·         Use anti-tarnish bags: They reduce exposure to air and moisture.

·         Avoid perfumes: The chemicals in perfumes can corrode metals and stone, as well.

·         Store separately: Prevent scratches by storing pieces separately, in soft pouches.

·         Manual wiping: Use a soft cloth to wipe away any build-up.

How Often to Clean Custom Jewelry

How often you clean will depend on your jewelry’s material and how often you wear it. Cleaning them regularly not only keeps them shiny, it also destroys its damage.

·         For Daily Wear Pieces: Clean weekly — oils, lotions and dirt build up.

·         For things you wear at rare intervals: Clean post-use to prevent residue from building up.

·         Delicate items: Monthly cleaning to avoid too much handling.

Have all jewelry professionally examined and cleaned annually to ensure settings are secure. Routine at-home inspection can reveal loose stones or worn prongs. Most materials should be cleaned with mild soap and water, and harsh chemicals should be avoided. Rub dry with a soft, lint-free cloth to keep shine.

The Benefits of Routine Maintenance

Regular preventative care will keep custom jewelry in mint condition. Key practices include:

·         Keep safe: You can use pouches or boxes and store them so they don't scratch.

·         Minimize exposure: Keep jewelry away from harsh chemicals and extreme temperatures.

·         Regular clean: Wipe pieces down with a soft, damp cloth regularly.

·         Inspection: Check regularly for loose stones or clasps.

·         Professional maintenance: Annual professional assessments will help detect any problems.

Taking these preventative steps can add critical years of life and luster to custom jewelry, ensuring both its value and beauty over time.

Benefits of Routine Maintenance

·         Increase Lifetime: Maintenance involves making jewelry live longer.

·         Better Look: Regular cleaning ensures that your jewelry is tarnish free and can look new all the time.

·         Detecting Problems: Regular inspections detect damage and allow to address it before it gets worse.

·         Value Retention: High-caliber jewelry maintains its resale value over time

·         Improved Comfort: They ensure that individual pieces fit thoroughly which gives better comfort with proper adjustments.

·         Safety: A weakened clasp or loose stone can signal a risk of loss or injury.

Wrapping Up

Custom jewelry should be well taken care of to maintain its beauty and durability. Like many worthwhile investments, bespoke craftsmanship comes with its own conditions. A few key practices include:

·         Routine Cleaning: Use a soft brush and mild soap to clean the jewelry.

·         Storage: It is best to store individual pieces in a soft pouch or lined jewelry box.

·         Avoid Chemicals: Refrain from exposing jewelry to harsh chemicals, such as those contained in most household cleaners.

·         Routine Checks: Make sure to check clasps, settings and stones for any damage.

Following these tips can help you maintain the shine and longevity of custom jewelry.

Is Custom Jewelry a Good Investment?

Custom jewelry may be the first thing that comes to mind when it comes to making a statement and long-lasting memory on a special event.

It's much easier for most of us to buy off-the-shelf pieces, but custom-built items provide advantages that extend well beyond uniqueness.

Let’s explore how purchasing one-of-a-kind gems and jewels can be an emotionally and financially gratifying experience.

Why is Custom Jewelry the Most Personalized It Can Be?

The most apparent benefit of customized jewelry is the personalization it provides. While mass-produced pieces may not have any stories behind them, custom jewelry allows you to add your own story or meaning to the design.

You can pick the metal, choose the gemstones and even design a pattern that expresses you, or the recipient best. This means the piece is unique and definitely made with you in mind.

Quality over Quantity

Quality is another advantage when your jewelry is custom-made. Custom jewelers invest time into making sure every piece is perfect; the design is immaculate, and the materials used are the best available.

This level of care and diligence means that you’re receiving a premium product built with the highest quality materials. Generally, longevity is a white elephant with jewelry; however, through custom-made pieces, you are expected to acquire something that will remain for a lifetime.

Investment Value

Custom jewelry may carry with it a slightly higher upfront price, but it is also more likely to retain its value.

Unlike mass-produced pieces that may depreciate, custom items can become heirlooms and may even be appreciated, particularly if they contain high-quality stones or intricate designs. This allows for not only an emotional investment in custom jewelry, but a financial one as well.

Emotional Connection

The custom jewelry design process is often an emotionally invested experience. Whether an engagement ring or a commemorative necklace, the thought and care that accompanies the design process renders the piece exceptionally meaningful.

As a result, it becomes more than accessories, it turns into a token of admiration and ideal as well. And the backstory of the jewelry can be passed down through generations, conferring layers of emotional value that mere purchases from the store simply cannot provide.

Ethical and Sustainable Options

Ethical sourcing of materials is a notable concern in the jewelry industry on the rise. If you decide to go for a custom piece, you can be a part of the selection with respect to the origin of your materials. Many jewelers sell conflict-free diamonds and recycled metals, so you can make an ethical choice and still get the quality you want.

Uniqueness and Rarity

When everything around us is mass produced, a unique piece makes you special. With custom jewelry, you can express your personality without speaking. Its rarity and its closer fit to your personality would often make it the conversation starter. It can also be a marker of who you are that taps into your individualistic taste and style.

Stronger Emotional Impact as a Donative

If you’re considering giving someone jewelry, a custom piece can dazzle. Something handmade represents the time, effort, and thought involved in creating something unique for the recipient; often, handmade jewelry items are a memorable gift for many years.

Final Thoughts

There are so many reasons why investing in custom jewelry is a great choice, and they have little to do with looks. Whether it’s personalization, high-quality craftsmanship, emotional or financial investment, custom pieces are worth their weight in gold. Custom jewelry is worth the investment, when you want to make a statement, celebrate your achievement or honor a loved one.